The Association of Public Entities Risk Management Group (APERMG) is unique approach to the management of risk for public sector organizations.  APERMG provides superior risk and insurance programs to a select group of public entities, with a commitment to the practice of risk management and safety. 

APERMG is not a risk bearing organization.  Efficiencies are achieved through the synergy of many members who share the vision of participating in a superior risk group.

With over 25 years committed to the public sector, APERMG is uniquely positioned to provide long term stability to members.  







In The News

Target: Retailer Owes No Duty to Banks in Data Breach

Posted on 23 November 2014 | 7:39 pm

A Target Corp. lawyer told a judge that the company had no legal obligation to banks that claim to have lost tens of millions of dollars after a hack last year on the retailer’s payment pr...  more»

PERSPECTIVES: Drone regulation would create need for liability insurance

Posted on 23 November 2014 | 4:00 am

Civilian use of unmanned aerial systems, or drones, is transforming certain industries but current aviation regulations don't effectively address the technology, says Jonathan S. Ziss of la...  more»

Employers focus on health insurance plans providing better care and lower costs

Posted on 23 November 2014 | 4:00 am

WASHINGTON — Employers and health insurers are pursuing fresh benefit plan designs and communication strategies aimed at reducing medical costs and improving overall health conditions ...  more»